News 

F&M is proudly issuing Chip Debit Cards

Over 31 million people were victims of card fraud in 2014 and there is a new victim every 2 seconds.  That is why Farmers & Merchants State Bank is committed to maintaining a high level of security for its customers and is proudly issuing the new more secure  Chip Debit Cards.  This card has $1 per month fee.  There are many security benefits of our Chip Debit Card: 

  • chip cards are not as easily duplicated by criminals
  • chip cards can reduce crime at the point-of-sale
  • chip cards can reduce the risk of identity theft   

Money Tree Saturday = March 18th

Saturday, March18th, is the next Money Tree Saturday.  Bring your piggy banks and wear your Money Tree shirts.  We'll look forward to seeing you! 

Heritage Club Lunch & Learn = March 22nd

Heritage Club members, please join us on Wednesday, March 22nd, at 11:30am at the Winterset Main Bank's Community Room for "Healthy eating for one or two: learning to make the most of your time, money and nutrition".  This lunch and learn will be hosted by Hy-Vee dietitian, Missy Anker, who will teach you how to cook in a healthful way that fits into your budget.  Cooking for one or two can be tricky at times, but with these tips and tricks, you'll learn how to make nutritious foods without being wasteful.  Missy will prepare a delicious and wholesome lunch for you with soup, sandwich and a secretly good-for-you dessert.  Heritage Club members only.  Free.  Reservations are due by March 20th.