F&M is proudly issuing Chip Debit Cards

Over 31 million people were victims of card fraud in 2014 and there is a new victim every 2 seconds.  That is why Farmers & Merchants State Bank is committed to maintaining a high level of security for its customers and is proudly issuing the new more secure  Chip Debit Cards.  This card has $1 per month fee.  There are many security benefits of our Chip Debit Card: 

  • chip cards are not as easily duplicated by criminals
  • chip cards can reduce crime at the point-of-sale
  • chip cards can reduce the risk of identity theft   

Money Tree Saturday = April 15th

Saturday, April 15th, is the next Money Tree Saturday.  Bring your piggy banks and wear your Money Tree shirts.  We'll look forward to seeing you! 

Heritage Club Hilltop Tea = May 4th

Heritage Club members, please join us on Thursday, May 4, 2017, at 11:30am (at the Madison County Historical Complex) for lunch, tea, dessert, a tour of the Victorian Bevington-Kaser House, a tour of the Madison County Historical Complex and a tour of the White Lions Bed & Breakfast.  The cost is only $17/person and includes all of the above and tip.  Reservations and money are due by May 2nd.  Call Stephanie today at 515-462-4242.