News 

F&M is proudly issuing Chip Debit Cards

Over 31 million people were victims of card fraud in 2014 and there is a new victim every 2 seconds.  That is why Farmers & Merchants State Bank is committed to maintaining a high level of security for its customers and is proudly issuing the new more secure  Chip Debit Cards.  This card has $1 per month fee.  There are many security benefits of our Chip Debit Card: 

  • chip cards are not as easily duplicated by criminals
  • chip cards can reduce crime at the point-of-sale
  • chip cards can reduce the risk of identity theft   

Pam Kerr Retirement Open House = Wed., June 28th

Please join us to wish Pam Kerr warm retirement wishes on Wednesday, June 28th, from 1-3pm at the Winterset Main Bank lobby.  Thank you , Pam, for the many years of dedicated service you have given the bank and our customers.  Best wishes for a richly deserved retirement. 

Heritage Club Dollars & Donuts = Thursday, July 6th

Join us on Thursday, July 6, 2017, at 9:00am in the Winterset Main Bank's community room  to hear Captain Roger Shortt, of the Winterset Police Department, discuss identity theft and how to prevent it.  Coffee and donuts will be served.  Reservations are requested.