News 

F&M is proudly issuing Chip Debit Cards

Over 31 million people were victims of card fraud in 2014 and there is a new victim every 2 seconds.  That is why Farmers & Merchants State Bank is committed to maintaining a high level of security for its customers and is proudly issuing the new more secure  Chip Debit Cards.  There are many security benefits of our Chip Debit Card: 

  • chip cards are not as easily duplicated by criminals
  • chip cards can reduce crime at the point-of-sale
  • chip cards can reduce the risk of identity theft 

 Closed July 4th

All locations will be closed on Monday, July 4th, to celebrate Independence Day with their families.  Drive safe.

Money Tree Swimming Party = July 10th

The Money Tree swimming party is Sunday, July 10th, at the Winterset Aquatic Center from 6:15-8:15 pm.  Money Tree kids and their families are invited to swim for free.  Reservations are required, so call us today at 515-462-4242.  Thanks for being our customer!!!