News 

F&M is proudly issuing Chip Debit Cards

Over 31 million people were victims of card fraud in 2014 and there is a new victim every 2 seconds.  That is why Farmers & Merchants State Bank is committed to maintaining a high level of security for its customers and is proudly issuing the new more secure  Chip Debit Cards.  This card has $1 per month fee.  There are many security benefits of our Chip Debit Card: 

  • chip cards are not as easily duplicated by criminals
  • chip cards can reduce crime at the point-of-sale
  • chip cards can reduce the risk of identity theft 

Christmas open house date = Friday, December 9th

Join us for our Christmas open house:

St. Charles Bank @ 317 East Main St. : 10am -3pm

Winterset Motor Bank @ 722 North John Wayne Dr.: 9am -3pm

Winterset Main Bank @ 101 West Jefferson St. : 9am -3pm ; flute duets 11am -1pm

Money Tree Saturday with Santa = December 17th

Mr. and Mrs. Santa Claus will be at the Winterset Main Bank on  Saturday, December 17th, from 9-11am.  Bring your wish list and your camera. Happy Holidays!