News 

F&M is proudly issuing Chip Debit Cards

Over 31 million people were victims of card fraud in 2014 and there is a new victim every 2 seconds.  That is why Farmers & Merchants State Bank is committed to maintaining a high level of security for its customers and is proudly issuing the new more secure  Chip Debit Cards.  There are many security benefits of our Chip Debit Card: 

  • chip cards are not as easily duplicated by criminals
  • chip cards can reduce crime at the point-of-sale
  • chip cards can reduce the risk of identity theft 

Money Tree planting= May 7th

Join us and help the Earth and plant a tree at the Winterset City Park on Saturday, May 7th, We will meet at Noon at the Arbor Shelter to plant the tree and then have pizza.  A reservation is required.  Call 515-462-4242. 

Hilltop Tea = May 12th

Join us on Thursday, May 12, 2016, at 11:30am (at the Madison County Historical Complex) for lunch, tea, dessert, a tour of the Victorian Bevington-Kaser House, Madison County Historical Complex and White Lions Bed & Breakfast. The cost is $17/person and includes all of the above and tip.  Call 515-462-4242 for your reservation.