Money Tree Subpage


Money Tree Savings Club 

What is the Money Tree Savings Club?

It is a special savings program that children through age 12 can come to Farmers & Merchants State Bank and deposit their money into their savings account. Once a month, Farmers & Merchants State Bank has a Money Tree Saturday.  It is always the 3rd Saturday of each month.  On this Saturday, you can earn stamps for prizes when you bring your deposit for your Money Tree savings account.  You can earn an extra stamp when you wear your special Money Tree t-shirt and "buy" prizes from the Money Tree general store with your "stamps".

Why should my child join the Money Tree Savings Club?

Farmers & Merchants State Bank wishes to take an active role in teaching children regular savings habits and helping them feel comfortable in our bank. Money Tree Savings Club makes this possible to work with the parents to achieve this goal. The third Saturday of each month is designated as Money Tree Saturday.

Why is the Money Tree Savings Club special?

Money Tree members are given special treatment when they come to Farmers & Merchants State Bank. Each Money Tree member will receive a t-shirt with the Money Tree logo on it and their own special savings passbook. As a Money Tree Club member, you will receive a preferred interest rate on your Money Tree Savings Account and Certificates of Deposit.

What special events are planned for the Money Tree Savings Club?

In the Spring, we plant a tree to commemorate Arbor Day. The emphasis is on the importance of good stewardship of our environment. With the fine assistance of the Winterset Parks & Recreation Department, trees have been planted in various parks around Winterset. The tree planting is followed with a picnic-style pizza party!!

It sure feels good to cool off in the summer with our private swimming party at the Winterset Aquatic Center. I scream, you scream, we all scream for ice cream!! Yes, everybody receives an ice cream treat!!

The Blank Park Zoo visits our bank and brings LIVE animals for you to learn about and touch!

Mr. and Mrs. Santa Claus visit our bank at the December Money Tree Club Saturday to take special Christmas requests for all!!! Come whisper in the ear of Santa Claus all those wonderful gifts you have on your list!!

All of our events are family affairs! We welcome parents and siblings to attend Money Tree activities with their children. All special events are provided at no cost to the parents or Money Tree members.  And remember to wear you special Money Tree t-shirt to earn another stamp!

Be sure to watch your Madisonian and Shopper for our Money Tree advertisements for more fun family Money Tree events. You may call F&M bank at 515-462-4242 or e-mail Stephanie Gerleman for more information.

How can my child become a Money Tree Savings Club member?

Money Tree Savings Club accounts are opened at the Main Bank office in Winterset or the branch offices in St. Charles and Orient. A Customer Service Representative will be happy to help you! They will need your child's social security number and a minimum deposit of $10.00. Club members receive a deposit record book and a club t-shirt when they open a Money Tree Savings account.

2016 Money Tree Saturdays

  • January 16
  • February 20
  • March 19
  • April 16
  • May 21
  • June 18
  • July 16
  • August 20
  • September 17
  • October 15
  • November 19
  • December 17