Heritage Club Photo

Heritage Club

Specially designed for our senior customers aged 55 years and older, you can be part of our Heritage with a membership in the Farmers & Merchants State Bank Heritage Club. The only requirement is to have an aggregate balance of $2,500.00 on deposit at Farmers & Merchants State Bank. Enjoy monthly meetings, educational and social activities and programs, periodic tours and discounted travel plus many free or reduced-price benefits on your banking services:

  • Preferred interest rates on certificates of deposits
  • Free non-interest bearing checking account
  • Unlimited check writing on personal checking
  • Free personalized wallet club checks (duplicate checks are extra)
  • Free money orders
  • Photocopy service - You may receive up to 10 free photocopies per month.
  • Discounted safety deposit box
  • Free Heritage Club Newsletter. Keep informed about current financial opportunities, upcoming events and special calendar events.
  • Personalized Banking Service. We have caring people to help you. Be sure to call or stop in with your questions!

More information or trip reservations

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Heritage Club Newsletter