VISA Platinum Rewards Credit Card

  • No annual fee
  • Earn points toward millions of rewards- including vacation packages, airline tickets, event tickets, merchandise, gift cards, cash & more!
  • Low variable APR
  • Online credit card access
  • Complimentary year end report
  • Free additional cards for family members
  • Travel assistance services
  • Travel accident insurance
  • Zero liability protection
  • Auto rental insurance
  • Accepted worldwide

Visa Platinum Rewards Credit Card

Apply Today

Pick up an application at any of our offices, apply online or call 1-800-821-5184 today!

To report a lost or stolen F&M VISA credit card, call 1-800-821-5184.

Farmers & Merchants Chip Debit  Card

Our Chip Debit Card is more secure than the standard debit card.  Some of the many security benefits of our Chip Debit Card are:

  • Chip cards are not as easily duplicated by criminals
  • Chip cards can reduce crime at the point of sale
  • Chip cards can reduce the risk of identity theft

Our Chip Debit Card is like an electronic check and is welcome wherever VISA is accepted.  The amount is drawn from your checking account, just as if you had written a paper check.  No more hassles with running short of checks or needing multiple form of identification. There is $1/month fee with this card.

Farmers and Merchants Chip Debit Card

Chip Debit Card



To report a lost or stolen F&M Chip Debit card, please call 1-800-554-8969.