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To report a lost or stolen ATM/Debit card, please call 
1-800-554-8969.

To report a lost or stolen F&M VISA Platinum credit card, call toll free 1-800-821-5184



Farmers & Merchants State Bank



The cut off time for online transfers is 6:00pm.

What's New? Weather

Heritage Club Dollars & Donuts will be Thursday, August 26th, at 9:00am at the Winterset Main Bank's community room.  Brooke Sutphin, owner and jewlery designer of b. shannon designs, will share her talent, history and unique jewlery.  Coffee and donuts will be served.  Please join us.

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Beginning January 1, 2010, Farmers & Merchants State Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.

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