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To report a lost or stolen ATM/Debit card, please call 
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Welcome to Farmers & Merchants  State Bank
Winterset, Iowa


Farmers & Merchants State Bank
Happy New Year from all of us at
Farmers & Merchants State Bank!



The cut off time for online transfers is 6:00pm.

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What's New? Weather

If you are having problems logging into your F&M online account and have our page bookmarked, delete the bookmark and go to our home page again.  We have a new URL. 

Online Banking Safety & Security Tips: ~  Turn off your computer or disconnect from the Internet when you are not using it.  ~ Regularly check whether new security updates are available for your computer.

Heritage Club Dollars & Donuts is Thursday, February 9th, @ 9:00am in the Winterset Bank's community room.  Elecia Henke will talk about the benefits of Madison Square.  Coffee & donuts will be served.  Reservations are requested, call 462-4242.

Heritage Club Annual Soup & Pie Luncheon is Thursday, February 16th.  We will eat at Noon at the Winterset Bank's community room.  Admission is a can of soup that will be donated to the Multi Purpose Center.  Jim Mease will be the guest speaker and discuss the bank's Trust Services.  Reservations are required, call 462-4242.  Hurry, seating is limited. 

FREE Money Tree Movie Matinee of Kung Fu Panda 2 on Saturday, February 18th, at the Iowa Theatre in Winterset.  Doors open at 1:00pm and the show starts at 1:30pm.  Reservations are required,  call 462-4242. 

 

 

 

 

 

 

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "non-interest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules.

The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Account ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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